Mobile payments are transactions that use smartphones, tablets, or wearable devices to pay for goods or services. They are convenient, secure, and fast, and they are becoming more popular among consumers and merchants. If you are interested in pursuing a career in this field, you need to know how to become a mobile payment expert. Here are some tips to help you get started.
The first step is to understand the fundamentals of mobile payment technology and how it works. You should familiarize yourself with the different types of mobile payments, such as near-field communication (NFC), QR codes, mobile wallets, and peer-to-peer (P2P) apps. You should also learn about the key players and stakeholders involved in the mobile payment ecosystem, such as banks, card networks, payment processors, mobile operators, and regulators. You can find online courses, books, podcasts, and blogs that cover these topics.
The next step is to decide what kind of mobile payment expert you want to be. There are many roles and opportunities in this field, depending on your skills, interests, and goals. For example, you could be a mobile payment developer, who creates and maintains mobile payment apps and platforms. You could be a mobile payment analyst, who collects and interprets data on mobile payment trends and behaviors. You could be a mobile payment consultant, who advises and supports clients on mobile payment strategies and solutions. You could be a mobile payment marketer, who promotes and educates consumers and merchants on mobile payment benefits and features. You should research the different niches and find out what they entail, what skills and qualifications they require, and what career paths they offer.
The third step is to acquire and improve the skills and knowledge that are relevant and valuable for your chosen niche. You should look for opportunities to learn from experts, mentors, peers, and online resources. You should also seek feedback and guidance from industry professionals and organizations. You should practice and apply what you learn by working on projects, challenges, or tasks that involve mobile payment technology. You should also update your skills and knowledge regularly, as mobile payment technology is constantly evolving and changing.
The fourth step is to demonstrate and share your expertise with others. You should create a portfolio or a resume that highlights your skills, achievements, and experience in mobile payment technology. You should also build your online presence and reputation by creating and publishing content, such as articles, videos, podcasts, or webinars, that showcase your insights, opinions, and solutions on mobile payment topics. You should also network and engage with other mobile payment experts, enthusiasts, and influencers, by joining online communities, forums, groups, or events, and participating in discussions, debates, or collaborations.
The final step is to never stop learning and improving yourself as a mobile payment expert. You should always be curious and open-minded about new developments, innovations, and trends in mobile payment technology. You should also be flexible and adaptable to changing customer needs, preferences, and expectations. You should also be willing to challenge yourself and take risks by exploring new opportunities, niches, or markets in mobile payment technology. You should also be humble and respectful of other mobile payment experts, and learn from their feedback, advice, and experiences.
Start by mastering the basics of mobile payment technologies, platforms, NFC, QR codes, and tokenization etc. Stay updated on industry trends, follow key players, and read relevant publications. Obtain relevant certifications to enhance your credibility. Acquire technical skills by learning payment flows, settlements and exploring mobile frameworks. Gain hands-on experience by building your mobile payment app or contributing to related projects. Deepen your knowledge of security protocols and compliance standards to ensure secure transactions. Network with professionals by visiting industry events, forums, and social media. Stay adaptable and continuously educate yourself as the mobile payments landscape evolves rapidly.
Una buena estrategia es aprender lo que hacen fuera del país de uno, en otras regiones e inclusive en otros continentes. Ej: el auge de las SuperApps en China y su facilidad para consumir y pagar a través del móvil por cualquier servicio, todo desde un mismo lugar, es totalmente distinto al de occidente. Aprender de estas experiencias distintas a las que uno está acostumbrado, dejan aprendizajes interesantes, mostrando que hay otras formas de relacionarnos con soluciones de pagos móviles. Pero lo más importante es siempre pensar en el usuario como centro. A quien le estoy ofreciendo mi solución?