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Last updated on 2024年7月27日

Here's how you can navigate the decision to continue working or retire as a late career professional.

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Deciding whether to continue working or retire is a significant crossroad for late career professionals. It's a complex decision that involves assessing financial security, personal fulfillment, and readiness for a lifestyle change. As you approach this juncture, it's essential to consider various factors, such as your current job satisfaction, health, financial needs, and aspirations for your golden years. Remember, this isn't just about ending a career; it's about transitioning to a new phase of life with its own opportunities and challenges.

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Alejandro Miravet

Vox Populi en Vox Populi

1 Assess Finances

Financial stability is a cornerstone of retirement planning. Examine your savings, investments, pension plans, and other income sources. Consider how they align with your retirement goals and the lifestyle you envision. If there's a shortfall, you might opt to continue working to bolster your financial cushion. Conversely, if your finances are robust, you may have the freedom to retire sooner. It's about striking a balance between financial security and the time to enjoy your retirement.

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Alejandro Miravet

Vox Populi en Vox Populi
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Evite tomar créditos que incluyan cuotas una vez que esté jubilado. Sus ingresos mermarán ostensiblemente y las mensualidades a pagar pueden constituir una carga que afectará a su calidad de vida.

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2 Health Status

Your health is a critical factor in the decision to retire. If your job is physically demanding or stressful, it may take a toll on your well-being, nudging you toward retirement. On the flip side, if you're in good health and enjoy your work, it could provide a sense of purpose and keep you active. Reflect on how your current job impacts your health and whether retirement might improve your quality of life.

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Alejandro Miravet

Vox Populi en Vox Populi
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?Prepárese! No empiece a cuidarse o a realizar rutinas físicas recién cuando se jubile. Comience antes e incluya hábitos saludables a su dieta.

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3 Job Satisfaction

How you feel about your job significantly influences the retirement decision. If you're passionate about your work and derive a sense of identity from it, you might lean toward staying on. Yet, if your job satisfaction has waned or if the role no longer challenges you, retirement could open doors to new passions and hobbies. Take stock of your job fulfillment when contemplating retirement.

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4 Social Considerations

Social interactions at work often contribute to our sense of community and purpose. Consider how retiring will affect your social life. Will you miss daily interactions with colleagues, or do you have a strong social network outside of work? For some, the prospect of losing workplace camaraderie can be daunting, while others may welcome the opportunity to invest more time in personal relationships.

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Alejandro Miravet

Vox Populi en Vox Populi
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Si está en pareja debe considerar muy bien qué hará con su tiempo libre y el nuevo estatus de relación con más horas en casa. Si su pareja aún no se jubila, debe aprender a pasar muchas horas sin compa?ía: no las reemplace con el televisor y un sofá. Realice actividades fuera y dentro de su casa, conviértase en un colaborador dispuesto a tareas conjuntas. Si su pareja está jubilada o no trabaja fuera de la casa, no se convierta en un moscardón molesto y respete los espacios y tiempos con quien convive.

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5 Personal Goals

Retirement can be a time to pursue personal goals and interests that took a backseat during your career. Think about what you want to achieve outside of the professional sphere. Whether it's traveling, volunteering, or picking up new hobbies, ensure your decision supports these aspirations. Your post-career years can be incredibly fulfilling if aligned with your passions and goals.

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Alejandro Miravet

Vox Populi en Vox Populi
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Antes de jubilarse, planee su nueva vida. Le esperan nueve mil días que deben ser los mejores de su existencia. No se eche al ocio sin sentido, piense en acciones que contribuyan a mejorar su calidad de vida con nuevas amistades o grupos proactivos.

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6 Lifestyle Changes

Retirement brings lifestyle changes that require adjustment. Contemplate how you'll spend your days and whether you're ready for the shift in routine. Some find joy in the freedom to set their own schedules, while others may struggle with the loss of structure. Consider if you're prepared for the day-to-day realities of retirement and how it fits with your desired lifestyle.

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Alejandro Miravet

Vox Populi en Vox Populi
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Como lo se?alé en el punto 5, tome conciencia que todo será novedoso desde la jubilación. Sea empático y recibirá a cambio respuestas positivas. Cuídese. Mírese al espejo y vea qué puede hacer para sentirse mejor. No rejuvenecerá. Pero transitará la vejez de la mejor manera, con los a?os que le dio la vida y en plenitud.

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7 Here’s what else to consider

This is a space to share examples, stories, or insights that don’t fit into any of the previous sections. What else would you like to add?

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Vincent Onorato Alfait

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After years of successfully navigating an occupational role, leaving that role behind gives the opportunity to learn who you really are and be that person.

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Here's how you can navigate the decision to continue working or retire as a late career professional.

1

2

3

4

5

6

7

1 Assess Finances

2 Health Status

3 Job Satisfaction

4 Social Considerations

5 Personal Goals

6 Lifestyle Changes

7 Here’s what else to consider

Functional Training

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Here's how you can navigate the decision to continue working or retire as a late career professional.

1

2

3

4

5

6

7

1 Assess Finances

2 Health Status

3 Job Satisfaction

4 Social Considerations

5 Personal Goals

6 Lifestyle Changes

7 Here’s what else to consider

Functional Training

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