What are the most important financial literacy resources for personal finance?

1. Check out YT channels such as LLA, Prajal Kamra, Akshat Shrivastava, and Asset Yogi for practical insights into personal finance, investing, and wealth creation. 2. Read ET Wealth weekly for articles on investments and financial planning. 3. Enroll in personal finance courses offered by the aforementioned channel owners for structured learning. 4. Connect with finance professionals to get personalized advice on tax planning and investment strategies. You can engage with channel communities through interactive sessions and forums. 5. Stay updated on market trends and regulations by following reputable financial newspapers. Remember, building a comprehensive understanding of personal finance is key to achieving your financial goals.

For Indonesian accounting and business students, I have written a textbook “Matematika Keuangan” or Financial Mathematics 574 pages long, comprising 17 chapters. The last chapter Cerdas Finansial or Smart Financially is about how to be financially smart as a cash deficit (borrower) and as a cash surplus (investor) as well.

Un libro muy interesante sobre educación financiera es la "Psicología del Dinero" de Morgan Housel, donde explica muy bien conceptos como el ahorro, entendido como una vía para "comprar" tranquilidad en el futuro, y lo mismo sobre la importancia de las emociones en la toma de nuestras decisiones, entre muchas otras más cuestiones. Lectura más que recomendable para quien quiere mejorar en la gestión de su dinero.

Books like - "I Will Teach You to Be Rich" by Ramit Sethi - Practical, humorous guide to budgeting, investing, and debt payoff. "The Automatic Millionaire" by David Bach - Simple strategies for automating your finances and building wealth.

Some of the most important financial literacy resources for personal finance include Khan Academy, Investopedia, and personal finance apps like Mint. These resources offer a range of topics from basic finance to investment strategies, and they can provide valuable insights for managing personal finances. It's like having a personal finance library at your fingertips, offering guidance on budgeting, saving, investing, and more.

Online courses and reputable websites play a pivotal role in educating individuals about personal finance. Platforms such as Khan Academy or Investopedia offer comprehensive courses covering topics like budgeting, investing, and debt management. Contributing to or creating content on these platforms can help disseminate knowledge and empower individuals to make informed financial decisions.

Read books written by the greatest investors not only to understand the methods they used to drive their wealth but also how they think and the mistakes the learned from Buying 10 or 20 books written by the best investors will save you lots of time trying to learn from you tube and websites which could be trying to sell you a certain method or product

Outra valiosa fonte de educa??o financeira s?o os aplicativos e ferramentas específicas para gerenciamento de finan?as pessoais. Aplicativos como Mint, YNAB (You Need a Budget), PocketGuard e Personal Capital s?o exemplos populares. Eles oferecem funcionalidades como rastreamento de gastos, cria??o de or?amentos, monitoramento de investimentos e análises detalhadas de suas finan?as. Essas ferramentas ajudam a visualizar e controlar seus hábitos financeiros diários, contribuindo para uma gest?o mais eficaz de suas finan?as pessoais. Acesso fácil através de dispositivos móveis torna essas ferramentas uma parte conveniente e eficiente da rotina de gest?o financeira.

Considero-me uma pessoa autodidata, mesmo assim n?o há dúvida que cursos aceleram o aprendizado, além de abrir possibilidades que sozinho talvez você nunca abrisse em sua mente. Por isso fiz e continuo fazendo cursos online sobre finan?as. E já projeto novos estudos nessa área. Esses cursos aumentam nosso entendimento e produtividade, ent?o invista neles.

Here is an unpopular answer. Skip the courses and begin paper trading. - Monitor your trades, your entries, your transaction costs. - Analyze your trades - What risk did you take? which ones were profitable and why? Which trades did you enter that were losers... is there a way to mitigate these false positives? Once you have a basis of a style or an investing framework that seems to suit your personality, and allows you to execute without emotion... ... Now you are ready to find the materials and coaches that can help you maximize your trading style/edge

I really love tradingview. - Supports paper trading - Endless technical indicators - Lots of community support and traders to follow - The ability to track and trade almost any market. A lot of times people want their trading to go from 0-100. Instead focus on going from 0-70. When you get to 70, now really dial in on closing that 30% that gives you an edge and allows for you to be profitable and unemotional about your trading.

Tracking your finances is one way to notice trends in your spending that can be damaging your overall wealth Are you spending a significant percentage of your income each year on Amazon on things that you don't need or that bring you no value? Often the inital answer would be no until you see the overall figures for a month or a year. If I gave you a lump sum of ￡5000 now are you really going on amazon to spend it all?

Tons of apps exists out there, specifically on trading stocks. I personally use the Swissquote app. As I live in Switzerland, I find Swissquote easy and intuitive to use.

Para avan?ar na saúde financeira, sugiro 3 passos: Primeiro, consolidar ativos. Use planilhas ou ferramentas como Hub3, Gorila, Kinvo e Guru, úteis se tiver investimentos em várias institui??es. Segundo, organizar o fluxo de caixa. Ferramentas como Serasa, Organizze, Minhas Economias, Wisecash e Mobills podem ajudar. Por fim, planejar financeiramente com um profissional CFP. Visite a Planejar para mais informa??es.

As a first step of finacial education I find it crucial to develop a good understanding of your own finacial situation on a day to day basis. There is an app called Finanzguru which is helping you to track this in particular.

Blogs can be a great source on better managing personal finances. The reason for that is the fact that, different people from different backgrounds sharing their experiences. It is easier to find someone to relate to.

Maintaining a blog or newsletter focused on personal finance is a powerful way to share practical tips and relevant information. Crafting well-researched articles or newsletters that address common financial challenges fosters a sense of community. Engaging with readers through comments and feedback creates a space for sharing experiences and learning collectively, thereby contributing to financial education.

Uma excelente forma de fortalecer sua educa??o financeira é participar de comunidades e grupos de pares interessados em finan?as pessoais. Redes sociais, fóruns online ou grupos presenciais dedicados a discutir finan?as oferecem a oportunidade de compartilhar experiências, trocar ideias e aprender com outras pessoas que compartilham interesses semelhantes. Essas comunidades permitem fazer perguntas, receber conselhos práticos e obter insights de diversos pontos de vista, enriquecendo sua compreens?o sobre quest?es financeiras e oferecendo suporte mútuo para alcan?ar metas financeiras. Essa intera??o social e colaborativa contribui para um aprendizado contínuo e um ambiente de apoio na jornada de educa??o financeira pessoal.

Mr Money Moustache is an online blog that gives a great introduction to the idea of financial independance retire early or F.I.R.E. This approach teaches the importance of financial discipline but could be considered too frugal. A more moderate approach that doesn't sacrifice too much of present quality of life as you are saving may be more achievable for others.

Blogs and newsletters provide valuable information on financial concepts, investment strategies and market trends. Many financial blogs and newsletters are written by industry experts and professionals provide extensive knowledge and experience. Financial newsletters can provide regular updates on market trends, economic indicators, and changes in regulations, enabling readers to adjust their financial strategies accordingly.

Educa??o financeira deveria ser dado no jardim de infancia, ensinar as crian?as a darem valor para cada centavo que recebem ou até mesmo que ganham é um dos principais pontos para um futuro melhor das na??es. Levar a educa??o financeira para as comunidades, melhorar a distribui??o das rendas entre as pessoas, certamente é o grande desafio para os próximos anos e para a sobrevivência no nosso planeta. Eu enxergo isso de forma muito simples, acesso à internet de forma gratuita e padr?o na vida de todos, podcast e projetos que ataquem diretamente problemas que fa?am baixar os juros e incentivar o gasto consciente.

Las redes colaborativas, sin duda, pueden jugar un rol muy importante en la educación financiera. En países con alto nivel de informalidad y aun baja bancarización, las personas que aun no acceden a instrumentos financieros requieren de herramientas de respuesta inmediata y accesible. La telefonía móvil hoy así como los smartphones son cada vez mas accesibles para una proporción importante de la población. Esto brinda una oportunidad para el uso de las tecnología, las redes y la digitalización para educar y formar a las personas en temas financieros.

Actively participating in or creating financial literacy community and peer groups promotes collaborative learning. Organizing local meetups or online forums where individuals can discuss financial challenges and share success stories fosters a supportive environment. Offering guidance within these groups contributes to building a sense of shared responsibility for financial well-being.

Joining community and peer groups is a great way to boost financial literacy. These groups connect you with others who share similar goals & interests, offering support and insights from their experiences. You can learn, get motivated, and gain diverse perspectives on finance. Examples include local professional organizations, online forums, financial coaches, and your social circle. Find these valuable resources through online searches, referrals, or your LinkedIn network, and start engaging with an open mind about how much others have to offer.

Uma outra abordagem para fortalecer a educa??o financeira é buscar mentoria ou orienta??o de profissionais de finan?as. Consultores financeiros, planejadores financeiros certificados ou especialistas do setor podem oferecer um acompanhamento personalizado e direcionado às suas necessidades específicas. Buscar aconselhamento financeiro profissional pode ajudar na cria??o de estratégias personalizadas, no estabelecimento de metas financeiras realistas e na implementa??o de planos de a??o adequados ao seu perfil e objetivos individuais. Essa intera??o direta com especialistas qualificados proporciona orienta??es valiosas para melhorar sua saúde financeira a longo prazo.

Agências sem fins lucrativos é um dos meios desenvolvidos pela humanidade para que benfeitorias possam ser realizadas para a própria. O que podemos obter de retorno com elas? Insights referentes a educa??o financeira pessoal para todos! Preservam nossos direitos estabelecidos em constitui??o e nos permitem reconhecer nossas responsabilidades como cidad?os, nos fazendo pertencentes de uma mesma sociedade e nos auxiliando a resolver problemas. A experiência é gratificante ao ponto que sabemos que a existência de recursos escassos n?o é idealmente alcan?ável para todos de uma sociedade. Ajudar a recompor esse quadro desigual com a passagem de conhecimento passa a ser fundamental e necessário para garantirmos o equilíbrio em sociedade.

A educa??o financeira é a chave para uma vida econ?mica saudável. Buscar conhecimento por meio de agências sem fins lucrativos ou órg?os governamentais é uma abordagem acessível e eficaz. Workshops oferecidos por entidades como o Procon, palestras do Banco Central e materiais educativos do SEBRAE s?o excelentes recursos. Além disso, muitas ONGs, como o Instituto Akatu, proporcionam conteúdo educacional online gratuito. Essas iniciativas n?o apenas democratizam o acesso ao conhecimento financeiro, mas também capacitam indivíduos a tomar decis?es conscientes e sustentáveis em rela??o às suas finan?as. Investir nesse aprendizado é investir em um futuro financeiramente sólido.

Collaborating with government and nonprofit agencies dedicated to financial education can have a broad impact. Contributing expertise, resources, or volunteering time to support initiatives aimed at increasing financial literacy at the community level strengthens the reach of such programs. Advocating for policies that prioritize financial education can further amplify the impact on a larger scale.

In the UK, moneyhelper.org.uk is a great website that offers non biased financial information. It will show you up to date facts/figures ranging from pension allowances, how to budget, to insurance.

Central Bank in each country is an extremely important, useful and practical source of information. Do not underestimate this, crntral banks commit significant human and financial resources on financial education and/or consumer protection. They have simple comprehensive publications, exhibitions, shir movies, public lectures, interviews, reports and analysis. Last but not least they usually take questions from public or reply to such questions in their social media. Look for financial education rubric/section in central bank website and interact with central bank central bank social media. Empower your future with central bank information and interaction.

Try to see who else recommends the products you are thinking about using, whether it's a newsletter, a blog or an app. Your money is at stake, so it is best to do as much research as possible. This is one of the reasons we created the Money Awareness and Inclusion Awards, to become a database for high quality financial literacy projects all over the world, so customers can feel more secure about working with a responsible organisation. enter.maiawards.org

Do not forget to seek a mentor across your relatives or professionnal network. Learning from people is so much easier than by purely reading books or blog articles.

Creo que cualquier canal de comunicación al cual tenga acceso el interesado es efectivo. Hay que tomar en cuenta la realidad social y económica del individuo. Por ejemplo, existen lugares donde no existe internet o constantes fallas en la latencia. Quizás la solución está en incluir en la educación primaria y secundaria cursos sobre educación financiera para homogenizar los conceptos y tengan mayores herramientas de vida.

One thing I have found helpful is to double check what a resource has stated or told you. Rules, laws, and regulations are changing frequently and what might have been true last year might not be true today. For example, in the tax year 22/23 the pension contribution allowance was ￡40k, but in the tax year 23/24 it increased to ￡60k. A resource stating the pension allowance was ￡40k in 2022 was correct at the time. But, reading that now it is incorrect for this tax year as the government changed the limit. By double checking something, not only will you find out if it is currently true, but you will also improve your financial literacy from extra reading!

Interacting with AI platforms like Chat GPT, Bard, perplexity.ai and others gives your a great experience of asking question a d getting the best answers. This can be developed as a dialogue to learn, it can be really fun when your prompts can ask real life situations and their financial model feedbacks