How do you manage survey risks and liabilities?

1 Sources of risks and liabilities

One of the main sources of risks and liabilities for land surveyors is the accuracy and quality of their work. Survey errors can result from inaccurate measurements, outdated data, faulty equipment, human mistakes, or unclear specifications. These errors can lead to disputes with clients, contractors, landowners, or authorities over the validity, ownership, or use of the land. Survey errors can also cause damage to property, infrastructure, or the environment, exposing surveyors to claims for compensation or remediation.

Another source of risks and liabilities for land surveyors is the legal and regulatory framework that governs their profession. Surveyors must comply with various laws, rules, standards, and codes of ethics that define their scope of practice, responsibilities, and obligations. These include federal, state, and local laws on land use, zoning, environmental protection, and historical preservation, as well as professional associations' codes of conduct and standards of practice. Violating or neglecting these requirements can result in fines, penalties, sanctions, or revocation of licenses.

A third source of risks and liabilities for land surveyors is the contractual and fiduciary relationship they have with their clients and other parties involved in the survey project. Surveyors must fulfill their contractual obligations, such as delivering the survey work on time, within budget, and according to specifications. They must also protect the interests and confidentiality of their clients, and avoid conflicts of interest or negligence that could harm their clients or third parties. Breaching or failing these duties can result in disputes, claims, or lawsuits for breach of contract, fraud, misrepresentation, or malpractice.

2 Best practices for risk management

To manage the risks and liabilities associated with their work, land surveyors should adopt best practices that can help improve quality, compliance, and communication. This includes conducting thorough research and due diligence before starting a survey project, as well as using reliable equipment, software, and methods to perform the survey work. Additionally, land surveyors should follow professional standards and codes of ethics of relevant associations and authorities, and maintain their competence through continuing education and training. Furthermore, effective communication with clients is essential to clarify expectations, specifications, and deliverables of the survey work. Finally, review and verify the survey work before submitting it to clients or authorities and keep accurate records of the survey work.

3 Insurance coverage for liability protection

When managing the risks and liabilities associated with land surveying, obtaining adequate insurance coverage is an important step. Professional liability insurance, also known as errors and omissions insurance, can protect from claims for damages or losses caused by negligence, errors, or omissions. General liability insurance can cover claims for bodily injury or property damage caused by survey work or operations. Workers' compensation insurance can cover medical expenses and lost wages for employees or subcontractors injured or ill while working on the survey project. Commercial auto insurance can cover damages or injuries caused by vehicles or equipment while transporting or operating them for survey work. Umbrella insurance provides additional coverage beyond the limits of other policies in case of a large or catastrophic claim. To ensure the best coverage, consult with an experienced and reputable insurance agent or broker who specializes in land surveying; they can help assess risks and liabilities, compare policies and options, and customize coverage to suit your needs and budget.

4 Here’s what else to consider

This is a space to share examples, stories, or insights that don’t fit into any of the previous sections. What else would you like to add?